American Express® Business Gold Card

American Express® Business Gold Card– Quick Benefits Overview

Sign-Up Bonus

• Earn 100,000 Membership Rewards® points after spending $15,000 in the first 3 months
  Note: Targeted offers may go as high as 150,000–200,000 points
• Rates and Fees; Offer and Benefit terms

---

Rewards & Earning Power

• 4X points on your top 2 eligible spending categories each billing cycle (from a list of 6 eligible business categories, up to $150,000 per year)-I always use this card for gas and that becomes one of my categories!
• 3X points on flights and prepaid hotels booked through AmexTravel.com
• 1X point on all other purchases

---

Annual Fee Offset Perks ($375 Annual Fee)

• Up to $240 per year: $20 monthly credit for eligible U.S. purchases at FedEx, Grubhub, and office supply stores (enrollment required)-I pop in montly to Staples and buy toys or a ream of paper
• Up to $155 per year: Monthly Walmart+ membership credit (enrollment required)
• Combined credits: Up to $395 annually — more than enough to cover the annual fee

---

Additional Travel & Business Benefits

• No foreign transaction fees
• Cell phone protection (up to $800 per claim, $50 deductible)
• Trip delay, rental car, baggage, and purchase protection
• The Hotel Collection: $100 experience credit on eligible two-night stays
• Business management tools: Integration with QuickBooks, Bill.com, and employee card controls

---

Summary: I love these points due to the valuable transfer partners like Virgin, Flying Blue and Hilton. A strong option for high-spend business owners who can take full advantage of the bonus categories and monthly credits. The welcome offer and built-in perks can easily outweigh the annual fee.

Advertiser Disclosure: Stacy Travel Points has partnered with CardRatings for our coverage of credit card products. Stacy Travel Points and CardRatings may receive a commission from card issuers. Some of the offers displayed on this website are from advertisers and compensation may affect where or how the products are displayed. This website does not include all card companies or available card offers.
​

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Disclosure:Responses are not provided or commissioned by American Express. Responses have not been reviewed, approved or otherwise endorsed by American Express. It is not the American Express’ responsibility to ensure all posts and/or questions are answered.

---