The Platinum Card® from American Express

Unlock as high as 175,000 Amex Platinum Points

The Platinum Card® from American Express is a powerhouse — and right now, some applicants are seeing targeted welcome offers as high as 175,000 Membership Rewards points.

While the standard public offer is often lower, the 175k offer can sometimes be unlocked by opening an incognito or private browsing window if you don’t get that offer when you first click the link and go through the application.

Welcome Offer (Targeted)

• As high as 175,000 Membership Rewards points after spending $8,000 in the first 6 months
• To increase your chances of seeing this offer, try using incognito mode on your browser

Find out your offer

Annual Fee

• $895 annual fee
• Steep, but potentially offset by a long list of valuable monthly and annual credits
• Terms apply see Rates and Fees
• Offer and Benefit Terms

Key Earning Multipliers

• 5x points on flights booked directly with airlines or through Amex Travel (up to $500,000 per calendar year, then 1x)
• 5x points on prepaid hotels booked through Amex Travel
• 1x point on all other eligible purchases

Monthly & Annual Credits*

If fully utilized, these can easily exceed the annual fee:

• $200 Airline Fee Credit (select one airline per year; applies to incidental fees like seat selection and baggage)
• $200 Uber Credit ($15/month + $20 in December, for Uber rides or Uber Eats in the U.S.)
• $600 Hotel Credit (on prepaid bookings at Fine Hotels + Resorts® or The Hotel Collection via Amex Travel)
• $209 CLEAR® Plus Credit (for fast airport security access)
• $100 Saks Fifth Avenue Credit ($50 semiannually)
• $240 Digital Entertainment Credit ($20/month for select services like Peacock, Audible, NYT, etc.)
• $300 Equinox Credit ($25/month for eligible Equinox memberships or Equinox+ app)
• $300 Lululemon Credit You can receive up to $75 in statement credits each quarter
• $155 Walmart+ Credit Get up to a $12.95 statement credit back each month after you pay for a monthly Walmart+ membership
• $400 Resy Credit Get up to $100 in statement credits each quarter
• $200 Oura Ring Credit
  

*Enrollment required for select benefits

Additional Premium Perks

• Access to Amex Centurion Lounges, Delta Sky Clubs®, and Priority Pass Select
• Global Entry or TSA PreCheck® application fee credit (every 4.5 or 5 years, respectively)
• Fine Hotels + Resorts program®: elite-like benefits at luxury properties
• Hilton Honors ™® Gold and Marriott Bonvoy Gold Elite status

Know Before You Apply

One of the best parts of applying for an Amex card is that you find out if you’re approved before a hard credit inquiry is made. If you’re not approved, your credit won’t be affected.

You want to open the American Express Gold® Card first because you will not usually be approved for it after you open the Platinum.

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Bottom Line

Yes, the Platinum Card comes with a high annual fee, but the combination of a huge welcome bonus, premium travel perks, and stackable monthly credits makes it a serious value for the right cardholder.

Find out your offer

Advertiser Disclosure: Stacy Travel Points has partnered with CardRatings for our coverage of credit card products. Stacy Travel Points and CardRatings may receive a commission from card issuers. Some of the offers displayed on this website are from advertisers and compensation may affect where or how the products are displayed. This website does not include all card companies or available card offers.
Enrollment is required for select benefits.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.