Capital One Venture X

The Capital One Venture X Rewards Credit Card is my MVP card that I plan to keep open forever. Let me explain the benefits below.

Feature	Details
Annual Fee	$395
Welcome Bonus	75,000 miles (after $4,000 spend in 3 months)
Rewards	10X hotels/rental cars, 5X flights and vacation rentals (via Capital One Travel), 2X on everything else
Key Perks	$300 annual travel credit, airport lounge access, 10,000 bonus miles yearly
Best For	Frequent travelers, digital nomads, families, and anyone maximizing travel rewards

Capital One Venture X Travel Perks: What You Get

1. $300 Annual Travel Credit

• Earn up to $300 in statement credits when you book flights, hotels, or rental cars through the Capital One Travel Portal.

2. 10,000 Bonus Miles Every Year

• Starting on your first anniversary, you’ll receive 10,000 miles annually (worth at least $100 toward travel).

3. Airport Lounge Access

• Get unlimited access to:
  • Capital One Lounges (currently in Dallas, Dulles,Denver, and soon in Vegas, JFK, SEA)
  • Priority Pass™ lounges (1,300+ locations worldwide)
• You and two guests can access lounges for free — a huge value for families and frequent flyers.

4. Global Entry / TSA PreCheck Credit

• Receive up to $120 in statement credit every four years for Global Entry or TSA PreCheck.

Capital One Venture X Rewards Structure

Capital One Venture X keeps rewards simple and rewarding:

• 10X miles on hotels and rental cars (via Capital One Travel)
• 5X miles on flights (via Capital One Travel)
• 2X miles on all other purchases

How to Redeem Capital One Miles

You can redeem miles in several flexible ways:

• Use miles to cover travel expenses (flights, hotels, car rentals, Airbnb etc.)
• Book directly through Capital One Travel
• Transfer miles to 15+ airline and hotel partners, including:
  • Air Canada Aeroplan
  • Virgin
  • Flying Blue
  • Wyndham
  • Emirates Skywards

Authorized Users

• Add authorized users for free-this is what I would do for families if you can’t get enough people in on your card. Don’t add your spouse because ideally they open their own card one day. Instead add a child so they can be an AU and get more family members into the lounge.
• They’ll receive their own lounge access, rental car insurance, and travel protections

Most other premium cards charge extra for this. Venture X keeps it simple and generous.

Travel and Purchase Protection Benefits

The Capital One Venture X card includes a full suite of travel insurance and purchase protection benefits:

• Trip cancellation & interruption insurance
• Trip delay reimbursement
• Lost luggage coverage
• Primary rental car insurance
• Cell phone protection (when your bill is paid with the card)

Learn how to apply

Advertiser Disclosure: StacyTravelPoints has partnered with CardRatings for our coverage of credit card products. StacyTravelPoints and CardRatings may receive a commission from card issuers. Some of the offers displayed on this website are from advertisers and compensation may affect where or how the products are displayed. This website does not include all card companies or available card offers.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.